A FSA (Flexible Spending Account) allows use of the funds an individual has designated to be set aside pre-tax for medical expenses, typically with their employer, when selecting healthcare programs during the previous year.
Over-the-counter medical supplies and equipment are considered reimbursable by an FSA account in 2011 and include the following categories: Contact lens solution Prescription contact lenses with correction only Diagnostic devices (i.e. blood pressure and blood glucose monitors) Durable medical equipment and goods Insulin Prescription medications
At this time, you can order online and have the order shipped directly to your home. If you prefer to pick up at the club, visit the Sam's Club Optical Center and they can place the order for you in just a few minutes. Find a Club
If you don't have a copy of your prescription, we can confirm your prescription directly with your eye doctor before processing your contact lens order. You will need to provide us with your doctor's name and phone number during checkout.
We offer a 100% satisfaction guarantee on all orders. We will exchange unopened boxes of previously purchased contact lenses if your prescription changes and we'll also replace torn contact lenses within the manufacturers' recommended time frame.
CEC is not your typical vision benefits company. Our fresh approach makes eye care simple. We lead the industry in offering easy-to-use, 12-month plans with no frame restrictions and have undoubtedly the best customer service. Plus, with our flexible eyewear allowance, employees can get exactly what they want.
With CEC's flexible eyewear allowance, members can purchase exactly what they want - frames, lenses, contact lenses, sunglasses, special lens options and any combination of these items. The eyewear allowance can be applied to contact and glasses in the same plan year, and members can use their allowance for multiple purchases without incurring penalties.
Working with CEC has exceeded my expectations in providing a vision plan that's easy to use, provides our family with a flexible allowance to apply to our frames and lenses, and all at a cost that is affordable for our health care budget.\"
These plans typically fit most budgets, with options starting at just a few dollars a month. Combined vision and dental insurance plans are also available. You can buy a plan directly from an insurance company, such as Guardian. Many employers also include vision insurance plans as part of their employee benefits package; that may be a good choice to consider if available.
Like a dental plan, a vision plan provides coverage for routine exams with a network provider. It also provides a discount on glasses and contacts needed to correct eyesight issues. To access your benefits and discounts (and/or cost-share allowance), you typically need to go to a network provider. If you get vision coverage from an insurance company, it's usually easy to find the care you and your family need. For example, Guardian offers thousands of providers to choose from, including convenient retail vision service locations such as Costco, Walmart, and Visionworks.
Material discussed is meant for general information purposes only and is not to be construed as medical, tax, legal or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice.
Individual Vision insurance is provided by VSP and billing and premium collection services for such vision insurance are conducted by DTC GLIC, LLC (d/b/a DTC GLIC Insurance Sales, LLC in California). DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America (\"Guardian\"). Guardian and DTC GLIC, LLC are not affiliated with VSP and Guardian and DTC GLIC, LLC do not assume any responsibility or liability for non-Guardian products or services, including those offered by VSP.
The University provides vision coverage through a program called Vision Service Plan (VSP). VSP benefits help you get the glasses or contacts you need to correct your vision. The program covers services from both VSP member and non-member doctors. In addition to glasses and contacts, the plan offers discounts on LASIK and PRK procedures. Treatment of a medical condition affecting your eyes, such as glaucoma or pink eye, is handled through your medical plan. All faculty and staff in benefits-eligible positions may enroll themselves and their eligible dependents in Vision Service Plan.
When services are provided by a VSP member provider, you pay only your deductible and the cost of any extras you want. Tints, special treatments, and specialized frames may be ordered; the additional charge you pay for these items will be at the controlled price available to VSP participants. When scheduling an appointment with a participating VSP provider, tell them your SSN as your VSP ID number. Dependents under your plan may provide the last 4 digits of your SSN and your full name when making an appointment of their own.
To be eligible for reimbursement, out-of-network claims must be submitted to VSP within 12 months after the date the services were completed, and international claims must be submitted within 6 months. Claims submitted after these deadlines are not eligible for reimbursement.
You can choose to pay for all, part, or none of the premium with Principal vision insurance. If your budget is tight, employees could pick up the entire cost of premium with voluntary vision insurance.
This service is not part of the insurance contract and may be changed or discontinued at any time. Principal is not liable for products and services provided by third parties. Not available with group life policies issued in New York.
As a member, you have access to view your plan information, claim status and more through your Sun Life account (previously named Online Advantage). Register and/or log in today to access your benefits online!
For decades, Superior Vision has been providing comprehensive vision care benefits to millions of Americans. Access to better vision begins with having qualified eye care professionals in our network. That way, members have plenty of choice in where they receive care while remaining cost-effective.
At Superior Vision, we cultivate growth through sound relationships with eye care professionals across the country, and we champion ethical business practices that afford the fairest prices and unrivaled care.
Superior Vision contracts with various LASIK networks. Depending on your benefit coverage, a LASIK discount or allowance may be included. LASIK surgery has been FDA-approved since 1995, and is performed to correct nearsightedness, farsightedness, and astigmatism. In most cases, LASIK is performed on both eyes and completed within minutes.
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Unless you opt for laser eye surgery, vision correction is part of your annual spending. According to contact lens manufacturer Acuvue, the yearly cost of contact lenses can range from $120 to $1,200, depending on your insurance and the type of contacts you need. 59ce067264